Insurance companies are prohibited from using
certain factors for either underwriting or rating under Massachusetts law. For underwriting, or the
determination of whether the insurance company will voluntarily accept you as a risk, companies
are prohibited from using sex, marital status, race, creed, national origin, religion, age,
occupation, income, principal place of garaging, education and homeownership. For rating, or
the determination of how much your actual premium will be, companies are prohibited from using
sex, marital status, race, creed, national origin, religion, age (except for safe drivers who are 65
years or older), occupation, income, education and homeownership. Insurance companies are
also prohibited from using credit information from consumer reporting agencies for either
underwriting or rating. If an insurance company uses any of these prohibited factors in connection
with either the underwriting or rating of your policy, you should file a consumer complaint with the
Division of
Like this post? Post Comment and Subscribe RSS
